Philadelphia Electric Company (PECO) serves over 1.6 million customers across southeastern Pennsylvania and offers multiple fast, secure ways to PECO pay bill without visiting a physical office. Whether you want to pay once‑off or set up automatic payments, you can manage your PECO energy bill from any internet‑connected device.
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What is PECO and how billing works
PECO, or PECO Energy Company, is the main electric utility for the Philadelphia area and surrounding regions. Bills are typically generated monthly based on your meter‑read cycle, with a due date usually around 21–30 days after the bill date. You can view your current balance, usage graphs, payment history, and due dates in your PECO online account or mobile app.
Online options to PECO pay bill
Pay through PECO My Account
The most common way to PECO pay bill online is via the official PECO website.
- Go to the PECO “Pay Bill” or “My Account” page.
- Log in with your username and password, or create an account if you are new.
- Choose “Pay Now,” enter the amount, and pay with a credit card, debit card, or bank account.
You can also set up recurring AutoPay so your bill is automatically deducted each month.
Guest or one‑time payment
If you do not want to log in, many customers use the guest or quick‑pay option.
- From the PECO homepage, click “Pay Bill” or “Guest Payment.”
- Enter your PECO account number, last name, and ZIP code.
- Review your balance and submit payment with a card or bank transfer.
This method is useful for one‑time payments or if you help someone else pay their PECO bill.
Pay by phone and text
PECO lets you PECO pay bill by phone 24/7 so you can avoid late fees even if you are away from your computer.
- Call the PECO automated payment line (shared publicly on PECO’s site) and follow the prompts.
- You can pay with a credit card, debit card, or direct bank‑account payment.
Some customers also use third‑party services such as doxo or PayPal to manage and pay their PECO bills through those platforms.
Mobile app and in‑person payment
PECO mobile app payment
PECO offers a mobile app that lets you track usage, view alerts, and PECO pay bill from your smartphone.
- Download the PECO app from the Apple App Store or Google Play.
- Log in with your online‑account details and select “Pay Bill.”
- Choose your payment method and confirm the transaction.
The app is convenient for checking your balance, receiving outage alerts, and avoiding late payments.
In‑person and mail payment
Some customers prefer to PECO pay bill in person or via check.
- You can pay at a PECO Customer Solution Center (for example, 2301 Market Street, Philadelphia) during posted hours.
- Alternatively, send a check or money order by mail to the official PECO billing address, usually listed as PECO P.O. Box 37629, Philadelphia, PA 19101.
Always keep your account number on the payment or on the stub so PECO can credit it correctly.
Budget billing, due‑date options, and paperless
To make your PECO pay bill amount more predictable, PECO offers several assistance‑style options.
- Budget Billing
PECO spreads your annual energy costs into smaller, roughly equal monthly payments instead of large spikes in winter or summer. - Choose Your Own Due Date
You can change your bill due date to match when you receive your paycheck, which helps avoid late payments. Changes may take up to two billing cycles to appear. - Paperless eBill
Enroll in paperless billing to receive your PECO bill via email instead of mail. This reduces clutter and lets you see your bill online earlier.
Tips to avoid late fees and disconnection
- Pay by the due date to avoid late fees and potential service disconnection.
- If you cannot pay on time, call PECO customer service to discuss payment arrangements or financial‑assistance programs.
- Watch for high‑usage months (winter heating and summer cooling) and adjust usage or budget billing to keep your PECO pay bill manageable.
If your service is disconnected, PECO often allows a restoration payment by phone before service can be restored. Always confirm the exact restoration‑fee amount and payment method with PECO directly.
Frequently asked questions
- Can I pay my PECO bill without creating an account?
Yes, use the “Guest Payment” or “Quick Pay” option on the PECO website. - Can I pay my PECO bill from outside Pennsylvania?
Yes, as long as you have internet or phone access and your PECO account number, you can pay from anywhere. - What should I do if my online payment fails?
Check your bank limits, card details, and internet connection. If problems continue, contact PECO or try another payment method (phone, in‑person, or mail). - How long does it take for an online payment to show?
Online and app payments usually appear within the same day or next business day, but may take up to 48 hours depending on your bank.
