Xavien Howard net worth has been a major topic of discussion after his surprising retirement from the NFL in 2025. The former All-Pro cornerback walked away from football just weeks into his stint with the Indianapolis Colts, leaving fans curious about his career earnings and financial standing.
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Career Contracts and Salary Growth
Howard entered the league in 2016 as a second-round draft pick for the Miami Dolphins. Over nearly a decade, he became one of the league’s highest-paid cornerbacks. His career was marked by multiple lucrative deals:
- In 2019, he signed a five-year contract worth more than $75 million, with nearly $40 million guaranteed.
- In 2022, he secured another extension valued at $90 million, with over $36 million guaranteed.
- In 2025, he briefly joined the Indianapolis Colts on a one-year deal worth about $5 million.
These contracts made him one of the wealthiest defensive players of his era, ensuring his financial future even after an early retirement.
Total Career Earnings
Through his time with the Dolphins and his short stay with the Colts, Howard’s career earnings reached close to $90 million. This figure reflects a mix of salaries, bonuses, and guaranteed payouts across his contracts.
While not all of this money translates directly into net worth due to taxes, agent fees, and lifestyle expenses, it highlights the magnitude of financial security he achieved during his NFL years.
Xavien Howard Net Worth Estimates
Public estimates place Xavien Howard net worth in the range of $15 million to $50 million. The wide range exists because it depends on his spending habits, investments, and off-field financial management.
Unlike some NFL stars who rely heavily on endorsements, Howard’s wealth is largely tied to his playing contracts and bonuses. Nonetheless, with disciplined money management, he is positioned to maintain a strong financial base post-retirement.
Why He Retired in 2025
Howard’s decision to retire just four games into the 2025 season was unexpected. After signing with the Colts to provide veteran depth, he struggled on the field and announced he was stepping away.
In his own words, he emphasized that family outweighed football. He stated publicly that his children and personal life were now his top priorities. The Colts then placed him on the reserve/retired list, officially ending his NFL journey.
Financial Outlook After Retirement
Retiring earlier than expected means Howard will not collect future base salaries. However, his financial stability rests on:
- The tens of millions in guaranteed money he has already received.
- Investments and real estate holdings he may have secured during his playing career.
- Careful financial planning to avoid the common pitfalls faced by retired athletes.
Even though his on-field days are over, Howard’s net worth ensures he has a comfortable future if managed wisely.
Highlights of Howard’s Wealth Journey
- Drafted in 2016 by the Miami Dolphins.
- Two major long-term contracts, one in 2019 and another in 2022.
- Career earnings approaching $90 million.
- Net worth estimated between $15 million and $50 million.
- Retirement in 2025 after a short stint with the Indianapolis Colts.
Conclusion
The story of Xavien Howard net worth is one of early success, massive contracts, and a decision to prioritize family over football. With nearly $90 million in career earnings, he retires as one of the NFL’s highest-paid cornerbacks of the last decade. His financial standing now depends on how he navigates life after football.
Do you think Howard’s net worth will grow even more after retirement, or will challenges arise? Share your thoughts below and join the conversation.