What Are The Best Credit Unions In The San Francisco Bay Area in 2024?

  • Stanford Federal Credit Union
  • Provident Credit Union
  • Pacific Service Credit Union
  • San Mateo Credit Union
  • Patelco Credit Union
  • Star One Credit Union
  • LBS Financial Credit Union
  • Orange County’s Credit Union
  • Los Angeles Federal Credit Union
  • Educational Employees Credit Union

When it comes to managing your finances, san francisco credit unions offer a customer-centric alternative to traditional banks. In the vibrant San Francisco Bay Area, there are numerous credit unions that have earned recognition for their outstanding services and commitment to their members. In this blog post, we will delve into the best credit unions in the bay area, providing an overview of each institution, their key features, and the advantages they offer. Let’s explore top credit unions in bay area such as Stanford Federal Credit Union, Provident Credit Union, Pacific Service Credit Union, San Mateo Credit Union, Patelco Credit Union, Star One Credit Union, LBS Financial Credit Union, Orange County’s Credit Union, Los Angeles Federal Credit Union, and Educational Employees Credit Union.

Stanford Federal Credit Union

Stanford Federal Credit Union is renowned for its dedication to improving the financial lives of its members. With a comprehensive range of financial products and services, including checking and savings accounts, loans, and credit cards, Stanford Federal Credit Union aims to meet the diverse needs of its members. Although membership is limited to those affiliated with Stanford University or certain organizations, the credit union’s strong reputation for customer service and satisfaction make it an attractive choice for eligible individuals.

Stanford Federal Credit Union Reviews

Here is a breakdown of the reviews based on different sources:

  1. Glassdoor: On Glassdoor, Stanford Federal Credit Union has an overall rating of 3.1 out of 5, based on over 57 anonymous employee reviews. Some employees have expressed concerns about issues with management.
  2. Indeed: There are 15 reviews of Stanford Federal Credit Union on Indeed. One reviewer mentioned encountering issues with management and a lack of promotion opportunities.
  3. WalletHub: Stanford Federal Credit Union has received an impressive rating of 4.6 out of 5 stars on WalletHub. Customers have praised the credit union for its excellent customer service, knowledgeable representatives, and diverse programs and loan options.
  4. Yelp (Palo Alto): Stanford Federal Credit Union has received an average rating of 3.0 stars out of 5 from 144 reviews on Yelp. The credit union offers virtual consultations, providing convenience for customers.
  5. DepositAccounts: Stanford Federal Credit Union has been assigned a B+ health rating on DepositAccounts. It also boasts Certificate of Deposit (CD) rates that are 5 times the national average. However, it is important to note that membership in Stanford Federal Credit Union is exclusive, and only a limited number of people will qualify to become members.

Overall, the reviews for Stanford Federal Credit Union are mixed. While customers have praised the credit union for its excellent customer service and diverse loan options, some employees have expressed concerns about management. Additionally, the exclusivity of membership may restrict access for potential customers. It’s advisable to consider these factors when evaluating whether Stanford Federal Credit Union aligns with your specific banking needs and preferences.

Provident Credit Union

Provident Credit Union stands out for its competitive interest rates on savings and checking accounts, ensuring that members can make the most of their funds. The credit union also offers a variety of loan options, including auto loans, personal loans, and mortgages, providing financial support for different needs. With a network of branches and ATMs throughout the Bay Area, Provident Credit Union strives to deliver convenient and accessible banking services. However, prospective members should note that membership is limited to specific counties in California.

Provident Credit Union Reviews

Provident Credit Union is a financial institution that has garnered a mix of reviews from customers. Here is a breakdown of the reviews based on different sources:

  1. WalletHub: Provident Credit Union has received an average rating of 4.3 out of 5 from 25 user ratings on WalletHub. Customers generally express satisfaction with the customer service and their overall experience with the credit union.
  2. Better Business Bureau: Customers have registered several complaints against Provident Credit Union on the Better Business Bureau website. The complaints mostly revolve around issues with customer service and difficulty in resolving problems.
  3. Yelp (Redwood City): On Yelp, Provident Credit Union has received an average rating of 3.0 stars out of 5 from 166 reviews. Some customers have reported issues with customer service and long wait times, while others have had positive experiences.
  4. Yelp (San Jose): In San Jose, Provident Credit Union has received a higher rating of 4.5 stars out of 5 from 71 reviews. Customers in this area have shared positive experiences with the credit union’s customer service and virtual consultations.
  5. DepositAccounts: Provident Credit Union has been given a B+ health rating on DepositAccounts. Additionally, it offers Certificate of Deposit (CD) rates that are 5 times the national average. One reviewer on the website specifically praises Provident Credit Union as a great primary bank for savvy online banking users, citing its solid rewards checking rate.

Overall, the reviews for Provident Credit Union are mixed. While some customers have expressed satisfaction with the credit union’s customer service and rates, others have reported issues with customer service and difficulty in resolving problems. It’s important to consider these factors and conduct further research to determine if Provident Credit Union aligns with your specific banking needs and preferences.

Pacific Service Credit Union

Pacific Service Credit Union boasts a wide range of financial products and services, including checking and savings accounts, loans, and credit cards. By providing online and mobile banking options, the credit union enhances convenience for its members. Pacific Service Credit Union’s reputation for exceptional customer service and member satisfaction further strengthens its appeal. However, membership eligibility is limited to residents, workers, or worshipers in certain counties in California.

Pacific Service Credit Union Reviews

Pacific Service Credit Union has generally received positive reviews from both employees and customers. Here is a breakdown of the reviews based on different sources:

  1. Glassdoor: On Glassdoor, Pacific Service Credit Union has an overall rating of 3.1 out of 5, based on over 57 anonymous employee reviews. Some employees have reported issues with management.
  2. Crixeo: Although Pacific Service Credit Union is not accredited by the Better Business Bureau (BBB), it has received a B- rating from the organization. Additionally, there have been no complaints filed against the credit union in the past three years.
  3. Yelp (Fresno): Pacific Service Credit Union has received an impressive rating of 4.5 stars out of 5 from 27 reviews on Yelp. Customers have praised the credit union for its extremely fast customer service and better rates compared to other credit unions.
  4. WalletHub: Pacific Service Credit Union has been awarded an excellent rating of 4.6 out of 5 stars on WalletHub. Customers have highlighted the credit union’s extremely fast customer service and knowledgeable representatives.
  5. DepositAccounts: Pacific Service Credit Union has been assigned a B+ health rating on DepositAccounts. Additionally, it offers Certificate of Deposit (CD) rates that are 5 times the national average. However, it’s important to note that membership in Pacific Service Credit Union is exclusive, limiting the number of people who qualify to become members.
  6. Yelp (Livermore): On Yelp, Pacific Service Credit Union has received a rating of 4.5 stars out of 5 from 36 reviews. Customers have commended the credit union for providing great service, having knowledgeable and friendly staff, and offering competitive rates.

Overall, Pacific Service Credit Union has garnered positive reviews. Customers have praised the credit union for its extremely fast customer service, knowledgeable and friendly staff, and competitive rates.

San Mateo Credit Union

San Mateo Credit Union emphasizes its commitment to the local community, offering a variety of financial products and services to meet their needs. From checking and savings accounts to loans and credit cards, the credit union provides a comprehensive suite of banking solutions. San Mateo Credit Union is highly regarded for its personalized service and customer satisfaction. Nonetheless, membership is restricted to individuals living, working, or attending school in specific counties in California.

San Mateo Credit Union Reviews

San Mateo Credit Union has garnered generally positive reviews from both employees and customers. Let’s explore the key points highlighted in these reviews:

  1. Glassdoor: Based on over 45 anonymous employee reviews, San Mateo Credit Union holds an overall rating of 3.9 out of 5 on Glassdoor. An impressive 93% of employees would recommend working at the credit union to a friend, indicating a positive work environment.
  2. Indeed: With 23 employee reviews on Indeed, San Mateo Credit Union has been praised for its management’s concern for employees and the promotion of teamwork among staff members.
  3. Yelp (Redwood City): With a rating of 4.5 stars out of 5 from 44 reviews on Yelp, San Mateo Credit Union in Redwood City has impressed customers with its excellent customer service, knowledgeable and friendly staff, as well as competitive rates.
  4. WalletHub: San Mateo Credit Union has earned an impressive rating of 4.5 out of 5 stars on WalletHub. Customers have commended the credit union for its exceptional customer service and the expertise demonstrated by its representatives.
  5. LinkedIn: San Mateo Credit Union is described as a not-for-profit, member-owned financial institution on LinkedIn. The credit union is committed to promoting the financial well-being of its members, emphasizing its dedication to their financial wellness.

Overall, San Mateo Credit Union has received positive reviews from both customers and employees. Customers have praised the credit union for its outstanding customer service, knowledgeable and friendly staff, and competitive rates. Employees have highlighted the management’s care for their well-being and the promotion of teamwork within the organization.

Considering these positive aspects, San Mateo Credit Union appears to be a reliable financial institution for individuals seeking excellent customer service, competitive rates, and a positive work environment.

Patelco Credit Union

Patelco Credit Union boasts a large membership base and offers an extensive range of financial services. Members can access checking and savings accounts, loans, credit cards, and more. With a network of branches and ATMs throughout California, the credit union strives to provide convenient banking options. However, it’s worth noting that some customers have reported issues with customer service and account management. Additionally, fees and interest rates may be higher compared to other credit unions.

Patelco Credit Union Reviews

Patelco Credit Union has garnered mixed reviews from both customers and employees. Here are the key points highlighted in these reviews:

  1. Glassdoor: Based on over 186 anonymous employee reviews, Patelco Credit Union holds an overall rating of 3.8 out of 5 on Glassdoor. While 72% of employees would recommend working at Patelco Credit Union to a friend, some concerns regarding management and co-worker training have been expressed. However, 63% of employees maintain a positive outlook for the business.
  2. DepositAccounts: Patelco Credit Union has received a 2.5 out of 5 star rating on DepositAccounts. Some customers have reported poor service, low savings rates, and fees that they perceive as sneaky.
  3. WalletHub: Patelco Credit Union has earned an impressive rating of 4.5 out of 5 stars on WalletHub. Customers have commended the credit union for its great customer service and reasonable rates.
  4. Indeed: With 50 employee reviews on Indeed, Patelco Credit Union has received mixed feedback. Some employees have raised concerns about poor management and inadequately trained co-workers.
  5. Yelp (San Francisco): Patelco Credit Union has a rating of 3.5 stars out of 5 from 166 reviews on Yelp. Customers have reported good service and competitive rates.
  6. GOBankingRates: Patelco Credit Union has been recognized as one of the Best Credit Unions of 2023 by GOBankingRates. The credit union offers a comprehensive range of banking and financial services, including deposit accounts, credit cards, insurance, and loans. Additionally, Patelco Credit Union provides financial wellness resources to help members achieve their financial goals.

Overall, Patelco Credit Union has received mixed reviews. While some customers have praised the credit union for its great customer service and reasonable rates, others have expressed dissatisfaction with poor service and fees they consider sneaky.

Star One Credit Union

Star One Credit Union stands out for its competitive interest rates on savings and checking accounts. The credit union offers various loan options, including auto loans, personal loans, and mortgages, to meet members’ diverse borrowing needs. With a network of branches and ATMs across the Bay Area, Star One Credit Union ensures accessibility for its members. However, membership eligibility is limited to residents, workers, or students in specific California counties. Some services, such as wire transfers, may also incur higher fees.

Star One Credit Union Reviews

Star One Credit Union has received a combination of positive and negative reviews. Here are the key points highlighted in these reviews:

  1. WalletHub: Star One Credit Union has achieved an impressive rating of 4.5 out of 5 stars on WalletHub. Customers have praised the credit union for its great customer service and reasonable rates.
  2. Yelp (Sunnyvale): Star One Credit Union has received a rating of 3.0 stars out of 5 from 97 reviews on Yelp. While customers have generally reported good customer service, some have expressed issues with the account opening process and long wait times.
  3. Bankrate: Star One Credit Union has earned a rating of 4.5 out of 5 stars on Bankrate. Customers have appreciated the fact that there is no minimum balance requirement to open an account and no monthly fees.
  4. GOBankingRates: Star One Credit Union has been recognized as one of the Best Credit Unions of 2023 by GOBankingRates. The credit union offers a comprehensive range of banking and financial services, including deposit accounts, credit cards, insurance, and loans. Additionally, Star One Credit Union provides financial wellness resources to assist members in achieving their financial goals.
  5. Glassdoor: Based on over 186 anonymous employee reviews, Star One Credit Union has an overall rating of 3.8 out of 5 on Glassdoor. A majority of employees (72%) would recommend working at Star One Credit Union to a friend, and 63% have a positive outlook for the business.

Overall, Star One Credit Union has received mixed reviews. While customers have lauded the credit union for its great customer service and reasonable rates, some have encountered issues with the account opening process and long wait times.

LBS Financial Credit Union

LBS Financial Credit Union provides a wide range of financial products and services, encompassing checking and savings accounts, loans, and credit cards. The credit union offers online and mobile banking options, enhancing convenience for members. LBS Financial Credit Union prides itself on its customer service and endeavors to ensure member satisfaction. However, membership eligibility is restricted to individuals residing, working, or studying in particular counties in California. It’s also important to note that certain fees and interest rates may be higher compared to other credit unions.

LBS Financial Credit Union Reviews

LBS Financial Credit Union has received a mixture of positive and negative reviews. Here are the key points highlighted in these reviews:

  1. Glassdoor: LBS Financial Credit Union has an overall rating of 4.3 out of 5 on Glassdoor, based on over 51 anonymous employee reviews. A significant majority of employees (87%) would recommend working at LBS Financial Credit Union to a friend, indicating a positive work environment.
  2. Indeed: According to 31 reviews on Indeed, LBS Financial Credit Union is regarded as a great place for individuals starting their corporate experience. However, some employees have mentioned limited advancement opportunities, which could be a potential drawback.
  3. WalletHub: LBS Financial Credit Union has earned an impressive rating of 4.5 out of 5 stars on WalletHub. Customers have praised the credit union for being easy to work with and exhibiting a high level of professionalism.
  4. Yelp (Long Beach): With a rating of 3.5 stars out of 5 from 153 reviews on Yelp, LBS Financial Credit Union has been acknowledged for having friendly staff and providing great customer service. However, there have been occasional reports of long wait times, which might impact the customer experience.

Overall, LBS Financial Credit Union has received mixed reviews. Employees have generally expressed positive sentiments, highlighting it as a good starting point for gaining corporate experience. On the customer side, friendly staff and great customer service have been noted, although some customers have experienced long wait times. It is worth noting that LBS Financial Credit Union’s strong rating on WalletHub indicates a positive reputation in terms of customer satisfaction. However, the limited advancement opportunities reported by some employees should be considered.

Orange County’s Credit Union

Orange County’s Credit Union serves members with a comprehensive suite of financial products and services, including checking and savings accounts, loans, and credit cards. By providing online and mobile banking options, the credit union prioritizes convenience for its members. With a network of branches and ATMs throughout California, Orange County’s Credit Union aims to deliver accessible banking services. However, membership eligibility is limited to individuals living or working in specific counties in California. Some services may also entail higher fees.

Orange County’s Credit Union Reviews

Orange County’s Credit Union has garnered generally positive reviews from both employees and customers. Here are the key points highlighted in these reviews:

  1. Glassdoor: Orange County’s Credit Union has an overall rating of 4.0 out of 5 on Glassdoor, based on over 55 anonymous employee reviews. The majority of employees (70%) would recommend working at Orange County’s Credit Union to a friend, indicating a generally positive work environment.
  2. WalletHub: With an impressive rating of 4.5 out of 5 stars on WalletHub, Orange County’s Credit Union is regarded as far superior to traditional banks in Orange County. Customers have praised the credit union for its exceptional customer service, finance services, reliability, and accessibility to assistance.
  3. DepositAccounts: Orange County’s Credit Union has received a rating of 4.5 out of 5 stars on DepositAccounts. Customers have highlighted the credit union’s competitive rates and products, as well as the friendly, courteous, and helpful nature of the staff.
  4. Indeed: According to 25 reviews on Indeed, Orange County’s Credit Union is recognized as a great place to work with a good work/life balance. Employees have praised the team building structure and solid benefits. However, there have been some concerns raised about management, which can be hit or miss, and the competitiveness of the pay.
  5. Yelp (Santa Ana): Orange County’s Credit Union has received a rating of 3.5 stars out of 5 from 71 reviews on Yelp. Customers appreciate the ample parking facilities, but some have mentioned that the service can be slow. Additionally, the credit union provides a convenient Coinstar service for converting coins.

Overall, Orange County’s Credit Union has received generally positive reviews. Customers have highlighted its superiority to traditional banks in terms of customer service, finance services, and reliability.

Los Angeles Federal Credit Union

Los Angeles Federal Credit Union offers an array of financial products and services, including checking and savings accounts, loans, and credit cards. The credit union provides online and mobile banking options for enhanced accessibility. With a network of branches and ATMs throughout California, Los Angeles Federal Credit Union strives to serve its members conveniently. It’s important to note that membership is limited to residents, workers, or students in specific counties in California. Additionally, certain fees and interest rates may be higher compared to other credit unions.

Los Angeles Federal Credit Union Reviews

Los Angeles Federal Credit Union has garnered generally positive reviews from customers and employees. Here are the key points highlighted in these reviews:

  1. WalletHub: Los Angeles Federal Credit Union boasts an impressive rating of 4.8 out of 5 stars on WalletHub. Customers have praised the credit union for offering great rates, no fees, and excellent customer service.
  2. Indeed: With 15 reviews on Indeed, Los Angeles Federal Credit Union is regarded as a great place to work. Employees have mentioned the presence of nice management and staff, contributing to a positive work environment.
  3. GOBankingRates: Los Angeles Federal Credit Union has been recognized as one of the Best Credit Unions of 2022 by GOBankingRates. The credit union offers a comprehensive range of banking and financial services, including deposit accounts, credit cards, insurance, and loans.
  4. Yelp (Glendale): Los Angeles Federal Credit Union has received a rating of 3.5 stars out of 5 from 170 reviews on Yelp. Some customers, however, have reported poor customer service experiences.

Overall, Los Angeles Federal Credit Union has received generally positive reviews. Customers have praised the credit union for its great rates, no fees, and excellent customer service. Employees have highlighted the positive work environment, with nice management and staff. However, it’s worth noting that some customers have reported poor customer service experiences.

Educational Employees Credit Union

EECU focuses on serving educational employees and their families with a diverse range of financial products and services. The credit union offers checking and savings accounts, loans, credit cards, and more. With a network of branches and ATMs across California, Educational Employees Credit Union provides accessible banking options. However, membership eligibility is limited to individuals working or retired from specific educational institutions in California. Certain services, such as wire transfers, may also incur higher fees.

Educational Employees Credit Union Reviews

Educational Employees Credit Union has generally received positive reviews from both customers and employees. Here are the key points highlighted in these reviews:

  1. Credit Unions Online: There are no reviews available for Educational Employees Credit Union on Credit Unions Online, indicating a lack of feedback on this particular platform.
  2. WalletHub: Educational Employees Credit Union boasts an impressive rating of 4.9 out of 5 stars on WalletHub. Customers have praised the credit union for its friendly and helpful service.
  3. Indeed: With 11 reviews on Indeed, Educational Employees Credit Union is regarded as a supportive workplace. Employees have mentioned that management is supportive and the work environment is inclusive.
  4. Yelp (Fresno): Educational Employees Credit Union has received a rating of 3.5 stars out of 5 from 34 reviews on Yelp. Customers have appreciated the credit union’s convenient location and friendly staff.

Overall, Educational Employees Credit Union has received generally positive reviews. Customers love the friendly service, employees appreciate supportive management and inclusive workplace at this credit union. Although no reviews are available on Credit Unions Online, the overall feedback suggests a positive experience with the credit union.

Also See- Federal Employee Payroll Deduction Loan

Conclusion

San Francisco Bay Area has exceptional credit unions focusing on customer service, convenience, and offering diverse financial products.Stanford Federal Credit Union, Provident Credit Union, Pacific Service Credit Union, San Mateo Credit Union, Patelco Credit Union, Star One Credit Union, LBS Financial Credit Union, Orange County’s Credit Union, Los Angeles Federal Credit Union, and Educational Employees Credit Union all offer unique advantages to cater to diverse member needs. Whether you seek competitive rates, personalized service, or a community-focused institution, exploring these credit unions will help you make an informed decision to support your financial goals. Remember to review membership eligibility, fees, and services offered by each credit union to find the best fit for your specific requirements.

FAQs

Which credit unions are the best?

Determining the “best” credit union depends on individual needs, preferences, and location.

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