TurboDebt Reviews: A Comprehensive Analysis of a Debt Relief Service!

Crushing debt can feel overwhelming. You might be bombarded with advertisements for companies promising to help you get out of that hole, and TurboDebt is one such name you might have encountered. But before you jump on board, it’s crucial to ask: is TurboDebt legit?

This blog will delve deep into TurboDebt, exploring its services, legitimacy, and whether it’s the right fit for you. We’ll also analyze TurboDebt reviews to understand what past customers have experienced.

What is TurboDebt?

TurboDebt, established in 2022 and headquartered in San Diego, California, is a debt relief company that specializes in debt settlement services. Their target audience consists of individuals with at least $10,000 in unsecured debt, such as credit cards, personal loans, and medical bills. The debt settlement process involves negotiating with creditors to reduce the debt balance.

TurboDebt Fees

TurboDebt operates on a fee structure wherein they charge a percentage (ranging from 18% to 25%) of the enrolled debt amount. Importantly, this fee is only collected after successfully settling the debt. TurboDebt claims that their clients, on average, pay off their debt within 24 to 48 months, saving up to 50% of their total enrolled debt before fees.

How Does TurboDebt Work?

To enroll in TurboDebt’s program, individuals need to follow a series of steps. Firstly, they must contact TurboDebt for a free consultation either through a phone call or by filling out an online form on their website. Following this, if the individual decides to proceed, TurboDebt provides an agreement outlining the program’s terms and conditions. Clients are required to provide details about their creditors and debts, as well as authorize TurboDebt to access their credit reports and communicate with creditors on their behalf.

Once enrolled, clients are instructed to stop making payments to their creditors and instead deposit a monthly amount into a dedicated account managed by a third-party escrow company. TurboDebt acts as an intermediary, negotiating with creditors to secure lower settlements. Clients receive regular updates on the progress of these negotiations and settlements. Once an agreement is reached with a creditor, TurboDebt seeks the client’s approval to use the funds from the dedicated account to pay off the creditor. This process repeats until all enrolled debts are settled.

Pros and Cons of TurboDebt

TurboDebt offers several advantages to those struggling with debt, but it also entails certain drawbacks and risks. Evaluating these factors is crucial before committing to their service. Here are some pros and cons of TurboDebt:


  1. Free consultation and no upfront fees.
  2. A high success rate in settling debts for less than the owed amount.
  3. Positive customer reviews on Trustpilot (4.9 out of 5 stars) and Google (4.9 out of 5 stars), highlighting satisfactory customer service.
  4. A+ rating from the Better Business Bureau (BBB) and accreditation by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA), indicating adherence to industry standards and ethical practices.


  1. High fees ranging from 18% to 25% of the enrolled debt amount, potentially impacting overall savings and increasing the total cost of debt settlement.
  2. Relatively new company (established in 2022), raising concerns about stability and reputation.
  3. No guarantee that all debts can be settled or that creditors will accept settlement offers.
  4. Lack of legal protection or representation in case of creditor or collection agency lawsuits.
  5. Potential negative impact on credit score and report, as well as exposure to tax liabilities, late fees, interest charges, and collection calls.


TurboDebt Customer Reviews on Better Business Bureau (BBB)

Review 1 on Turbodebt BBB

Turbodebt is truly a phenomenal company that I had the pleasure of working with. Their unmatched expertise in financial debt and personalized approach made a significant difference. From the beginning, their professionalism and commitment to client satisfaction were evident. They communicated transparently, guiding me through each step of the process. With their diligent efforts, I have made substantial progress towards financial freedom. I highly recommend Turbodebt to anyone in need of effective debt management solutions. Trust them with your finances, and you won’t be disappointed.

Review 2

I was researching TurboDebt for a while. I read a lot of their Trustpilot reviews, and decided to try them. I am so happy I did! They are part of National Debt Relief, and they have incredible reviews and support. So happy I found them!

TurboDebt Reviews on Trust Pilot

Review 1

I was very skeptical about debt settlement at first, but TurboDebt changed my mind. They were very professional, friendly, and transparent throughout the whole process. They explained everything clearly and answered all my questions. They negotiated with my creditors and got me amazing settlements that saved me thousands of dollars. I am so happy that I chose TurboDebt and I would recommend them to anyone who needs help with their debt.

Review 2

TurboDebt is a lifesaver! They helped me get out of a huge debt that was ruining my life. They were very supportive and understanding of my situation. They handled everything for me and made the process easy and stress-free. They settled my debt for much less than what I owed and helped me improve my credit score. I am so grateful to TurboDebt and their team for giving me a fresh start.

Some Frequently Asked Questions on Various Online Platforms Like Quora, Reddit and others

Is TurboDebt legitimate? or Is TurboDebt Real?

TurboDebt Review

TurboDebt seems to be a legitimate / real debt settlement company that has been in business since 2022 and has received mostly positive reviews from customers on Trustpilot and TurboDebt Google reviews. However, there are also some negative reviews and complaints about their high fees, lack of guarantees, and potential impact on credit score and report. Therefore, before enrolling in their program, it is advisable to do some research and compare it with other debt relief options. You can also consult a financial advisor or a credit counselor to get professional advice on your situation.

Does Turbo debt really work?

TurboDebt Review

TurboDebt may work for some consumers who are looking for a debt settlement service that can help them reduce their debt by negotiating with their creditors. However, TurboDebt does not actually handle the debt settlement process, but partners with another company called National Debt Relief. Therefore, the effectiveness and quality of TurboDebt service may depend on how well they work with their partner company and how satisfied their customers are with the results. TurboDebt has received mostly positive reviews from customers on Trustpilot and Google, but there are also some negative reviews and complaints about their fees, guarantees, and customer service. Therefore, it is important to do some research and compare TurboDebt with other debt relief options before enrolling in their program.


TurboDebt.com offers a debt settlement service that may assist individuals in reducing their debts and achieving faster debt repayment. However, it is crucial to carefully weigh the pros and cons, considering individual circumstances and comparing other debt relief options. Seeking advice from a financial advisor or credit counselor can provide further guidance. It is important to remember that debt settlement is not a one-size-fits-all solution and may not be suitable for everyone.


Is TurboDebt Legit?

TurboDebt is not a scam, but a legitimate debt settlement company that has been in business for over a decade and has helped thousands of clients settle their debts. TurboDebt is accredited by the Better Business Bureau and has a good reputation in the industry.

Who owns TurboDebt?

CEO of TurboDebt.com is Bonnie Silver, who is also the founder of the company. She founded TurboDebt in 2020 and has another company called Acquisition Brands.

What type of company is Turbo Debt?

Turbo Debt is a debt relief company that specializes in debt settlement. Debt settlement is a service provided by a third party that attempts to reduce a customer’s debt by negotiating settlements with their creditors and debtors. Turbo Debt is a partner of National Debt Relief.

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